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Why You Should Refinance Now If You Have an Adjustable Rate Mortgage (The Bradford Era)
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(ARA) - If you took out a mortgage on your home between 2002 and 2005, chances are good you ended up going with an adjustable rate mortgage or ARM. Back then, it was just too good of a deal to pass up.

If You Have an Adjustable Rate Mortgage, Why You Need to Refinance Now (Benton Evening News)
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(ARA) - When you signed up for that adjustable rate loan a few years back, it probably seemed like a deal too good to pass up. But fast forward to the present, and you're probably starting to get a little nervous.

Refinance Now to Avoid your ARM rate Increase (Benton Evening News)
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(ARA)- The effects of refinancing your mortgage can be dramatic, since it's a tool you can use to improve your financial situation. To take best advantage of it, look at where you are and assess your needs. Then explore the market.

Homeowners Aiming to Refinance Hit Mortgage Rut (NPR)
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Mortgage applications have risen for the second straight week, with borrowers getting out of adjustable-rate loans in a bid to escape volatility in the financial markets. But mortgage-industry troubles are hanging up homeowners seeking to refinance.

How to Determine if it's Time to Refinance (Benton Evening News)
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(ARA) - Who wouldn't enjoy a break on their monthly mortgage payment? On the other hand, how can you be sure the timing is right to refinance? Are the rates and the current mortgage market the best indicators?

Was the Mortgage a Mistake? (Washington Post)
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Two years ago, my wife and I sat at a long conference table in a mortgage-title office in Bethesda. Sitting next to us: our real estate agent, who drew up our bid on a townhouse in Germantown two days after showing it to us. We didn't get an inspection, and I don't recall going back for a second look. We had to act fast or someone else would get it.

Mortgage pinch causes domino effect of pain (USA Today)
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The problems in the mortgage industry are having a domino effect in the real estate market. Increasingly, first-time home buyers are getting shut out of the market, and that hurts move-up buyers. Homeowners are also having more trouble refinancing their escalating adjustable-rate loans, and that is increasing the number of foreclosures and the supply of homes on the market.

Mortgage crisis squeezing lending standards and keeping Utahns out of the home-buying arena (The Salt Lake Tribune)
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Max Johns of Salt Lake City should not be having a problem qualifying for a mortgage. His financial house is in order, and his credit score is well above the minimum most home-loan providers have had in place for years.

Get Low Payments with Interest Only and Adjustable Rate Mortgages (Benton Evening News)
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(ARA) - There are so many types of mortgages programs available to home buyers that it can get difficult to keep them all separate. One of the latest types of programs that many people are taking advantage of is the Interest Only Mortgage option.

Subprime mortgage mess: Hard times for homeowners (Middletown Times Herald-Record)
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The subprime mortgage mess has hit home in the mid-Hudson Valley, though clearly not as hard as in other parts of the country.